Your Pathway to Homeownership Starts here
Mortgage solutions + Real Estate tailored for your journey
About Pathway Home Lending + Pathway Home Real Estate
Founded by Darrel and Melissa Cates, Pathway Home Lending was created to make homeownership feel possible—not overwhelming. With over 24 years of experience in the mortgage industry, Darrel Cates brings deep expertise and a heart for helping families find the right path toward homeownership.
In 2022, Darrel expanded his mission by becoming dual licensed, combining his knowledge as a Mortgage Broker with his passion for real estate. This powerful combo means you’re not just getting a loan—you’re getting a full-service home buying or selling experience with someone who truly understands both sides.
📍 Based in Colorado & serving clients in CO, TX, FL
📧 Darrel@DarrelCates.com
📞 303-748-3799
Mortgage Services
Finding a great home loan involves careful consideration of your needs, finances and history. We are here to guide you.
Services Offered
Purchase
Refinance
Real Estate Services
Comprehensive Real Estate Guidance
At Pathway Home Real Estate, we provide personalized support for buyers and sellers alike. Whether you’re purchasing your first home, upgrading, or investing, we help you make smart, informed decisions.
With Darrel Cates as your dual-licensed real estate agent and mortgage broker, you gain a unique advantage—seamless coordination between your home financing and your real estate transaction.
Services Offered
- Buyer Representation
- Seller Representation
- Investment Property Guiadance
- Market Analysis & Pricing Strategy
- Contract Negotiations
- Home Tours & Property Search Support
Disclaimer:
Results received from this calculator are designed for comparative purposes only, and accuracy is not guaranteed. We do not guarantee the accuracy of any information or inputs by users of the software.
This calculator does not have the ability to pre-qualify you for any loan program which should be verified independently with one of our Loan Consultants. Qualification for loan programs may require additional information such as credit scores and cash reserves which is not gathered in this calculator. Information such as interest rates and pricing are subject to change at any time and without notice. Additional fees such as HOA dues are not included in calculations. All information such as interest rates, taxes, insurance, PMI payments, etc. are estimates and should be used for comparison only. We do not guarantee any of the information obtained by this calculator.
Get Pre-Approved
Start your home buying journey with confidence
Getting pre-approved is the first step toward making a confident offer on your dream home. We make the process fast, easy, and stress-free.
Your information is secure and confidential. We never share your data.
Homebuyer Resources
Educate. Empower. Elevate.
We’re passionate about making the mortgage and real estate process easy to understand. Check out our growing library of tools and tips.
Client Testimonials
We’re proud to serve clients with integrity, transparency, and care.
Let's Talk About your goals
📞 Darrel Cates: 303-748-3799
✉️ Darrel@PathwayHomeLending.com
🏢 1499 W. 120th Ave Suite 110, Westminster, CO 80234
🏡 Real Estate: Darrel@DarrelCates.com | PathwayHomeRE.com
NMLS #1225189
Pathway Home Lending
Company NMLS: 2032871
1499 W. 120th Ave. Suite 110
Westminster, CO 80234
(847) 370-7787
Pathway Home Real Estate – Powered by Equity Colorado Real Estate
License #100098504
7887 E. Belleview Ave. Suite 175
Denver, CO 80111
(303) 590-3492
